Myth: Checking your credit score will lower your score. You can check your own credit score as many times as you want without impacting your score as long as you are pulling it from a consumer website or directly from one of the 3 Bureaus.
Myth: I pay for everything with Cash, I have no debt, I have great credit. Absolutely False! This person probably has a N/A for a credit score and most lenders will automatically turn him/her down.
For more credit score myths – email me at email@example.com
For credit repair and advice – email firstname.lastname@example.org