Home buyer action steps

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Cathy Wahlin

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The First Step in purchasing a home is getting financing

If you will be financing your home the first call you want to make is to a lender to get pre-approved. This can be at your local bank branch, credit union or let us suggest several very good loan officers. If you need help with the down payment, there are several options … Just Ask!

Here’s what you will need to get pre-approved:

  • Your social security number so they can get your credit score.

  • W-2’s

  • Tax Returns – Last 2 years

  • Bank statements – 2 Months

  • Paystubs – Last 2

  • Any assets and debt you have

They will use this information to let you know what price point we should be looking for in a home. Here is your mortgage calculator to estimate your buying power.

About the CFPB 

The Consumer Financial Protection Bureau is a federal agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

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